Now Accepting Early Access Partners

AI-powered AML onboarding workflow infrastructure for fintech.

SkimPath AI Agent executes the mechanical steps of AML onboarding — from client intake to underwriting-ready case file. Structured intake, document extraction, screening orchestration, and case packaging. Automated.

15–25m Time saved per case (conservative)
1 FTE Saved at 500 cases/mo
Same‑day Decision-ready files
Onboarding Progress
Meridian Business Account
Document Collection78%
Identity Screening92%
Ownership Mapping65%
Today's Queue
Rivera Holdings LLCDone
Tanaka GroupReading
Chen ImportsPending
Avg. Completion
4.2h
vs 8 weeks manual
↓ 96% faster
Built for
Regulated fintech teams
Integrates with existing screening APIs
Full audit trail on every case
Humans remain accountable
No long-term contracts
The Problem

AML onboarding is fragmented,
manual, and slow.

Your compliance team chases missing documents, re-keys data from PDFs, and reconciles results across fragmented tools — while underwriters wait for a complete file and customers drop off.

The root cause is workflow fragmentation between intake, document collection, screening, and the underwriting handoff. That's exactly what SkimPath fixes.

45m
Manual prep time per case (typical)
3–5
Tools analysts switch between
Multi‑wk
Delays before underwriting even starts
High
Onboarding abandonment from friction

Conservative
ROI math.

Here's a conservative example of the operational savings from structured onboarding. Time saved compounds fast as volume grows. Replace "manual prep" with "case packaging" and the math stays the same.

500
Onboarding cases / month
45m
Manual prep per case
15–25m
Time saved per case (conservative range)
$6.6k
Monthly ops savings (~1 FTE)
Who It's For

Built for fintech teams where onboarding is the bottleneck.

⚖️
Head of Compliance
You own the AML programme. SkimPath ensures every case file is complete, consistent, and audit-ready before it reaches your desk.
  • Consistent compliance across every case
  • Full audit trail on every case
  • No black-box decisions
  • Humans remain accountable
⚙️
Head of Operations
You're running a lean team against growing case volume. SkimPath automates repetitive prep work so your analysts focus on judgment, not data entry.
  • Less analyst time per case
  • No more document chasing
  • Fewer incomplete submissions
  • Scale without adding headcount
🛡️
Risk & Compliance Leaders
You need defensible, regulator-ready files on every case. SkimPath standardises the intake-to-handoff workflow so nothing falls through the cracks.
  • Structured workflow on every case
  • Reduced onboarding abandonment
  • Faster underwriting decisions
  • Consistent audit-ready files
🏁
Underwriting Operations
Your underwriters shouldn't hunt through PDFs. SkimPath delivers decision-ready case packages with documents, extracted data, and screening results in one view.
  • Faster time-to-decision
  • No re-keying from PDFs
  • Clear audit trail on every case
  • Consistent ops → UW handoff
AI Workflow Agent

Powered by an AI workflow agent.

SkimPath executes the repetitive, mechanical steps of AML onboarding — dynamic intake, document validation, data extraction, screening orchestration, and case assembly. Your team stays in control of every decision.

💬
AI-guided client intake
Adaptive questions that collect the right business information the first time — no back-and-forth.
📋
Dynamic document checklist
Generates the exact document requirements for each case based on business type and risk profile.
📄
Document validation & extraction
Validates uploads and extracts key fields automatically — no re-keying, fewer errors, faster throughput.
🕸️
Beneficial ownership mapping
Automatically maps UBO structures from collected data, ready for compliance review.
🔗
Screening orchestration
Triggers and consolidates results from your existing AML/KYC screening providers into one structured view.
📦
Structured case file packaging
Assembles a complete, underwriting-ready case file with full traceability and audit trail.
Different

Workflow execution —
not just verification.

Many compliance tools run individual checks. SkimPath focuses on the workflow between those checks — standardising intake, reducing tool-switching, and delivering underwriting-ready case files. Every extracted field and screening result is logged and traceable. The AI agent handles workflow execution — humans remain accountable for decisions.

🔌
Keep your providers
We connect to your existing screening tools and consolidate results into one structured view. No ripping and replacing.
🧩
One consistent workflow
From intake to packaging, every case follows the same clean path — faster to complete and more defensible to review.
Boundaries

What SkimPath does — and doesn't do.

The AI agent handles workflow execution. Your compliance team retains full accountability for every regulated decision. We're explicit about this because it matters.

What SkimPath does
  • AI-guided client intake
  • Dynamic document checklist generation
  • Document validation and data extraction
  • Beneficial ownership mapping
  • Screening orchestration across your providers
  • Structured case file packaging with full audit trail
🚫
What SkimPath does not do
  • Make compliance decisions
  • Replace your compliance team
  • Act as a legal or regulatory advisor
  • Remove human accountability from regulated decisions
  • Operate as a black box — every action is logged and traceable

AI handles workflow execution. Humans make regulated risk decisions.

ROI

See the operational impact
in real time.

Estimate the analyst time and cost recovered by reducing manual AML onboarding prep. Use conservative assumptions — if the math works here, it only improves in production.

Your workflow inputs
Typical fintech range: 200–1,000 cases/month. Prep time: 30–60 minutes. Conservative time saved: 15–25 minutes per case.

We recommend modelling only mechanical prep work (document collection, re-keying, packaging).

Estimated Impact
Monthly
Analyst hours recovered
FTE equivalent
Operational cost recovered
At this volume, SkimPath can pay for itself by eliminating repetitive prep work — before factoring faster approvals or reduced abandonment.
Before & After

Before and after SkimPath.

A quick view of what changes for ops and underwriting when case prep is automated.

Before
  • Back-and-forth emails for missing documents
  • Manual re-keying from PDFs into internal systems
  • Screening results scattered across tools
  • Inconsistent handoff from ops to underwriting
  • Underwriters hunt for what's missing before deciding
After
  • Structured intake with clear requirements
  • Data extracted and validated automatically
  • Screening consolidated into one view (keep your providers)
  • Consistent, underwriting-ready case packages
  • Faster time-to-decision with fewer human touches
See it on your workflow How it works
Early Access

Ready to see it
in action?

Join our early access programme. We're working with a select group of founding fintech compliance teams.